Whether you’ve just moved into a new home with Howard Hanna or have been settled for years, having the right insurance coverage is key to protecting what matters most. At Howard Hanna Insurance Services, we keep a close eye on the market, so you don’t have to—and the outlook for 2025 is looking brighter for home and auto insurance customers across the country.
A Positive Shift in the Market
After several years of rising premiums driven by nationwide claims, natural disasters and supply chain disruptions, the U.S. insurance industry is showing signs of stabilization. Leading ratings agency, AM Best, recently upgraded its outlook for personal insurance lines from negative to stable, indicating that many carriers are adjusting and finding their footing. The carriers that Howard Hanna Insurance works with to provide the best coverage and pricing have further indicated not only their strength in the changing markets, but their validation in the insurance markets, for you – our customers.
This means more predictability in your premiums and a wider range of options as insurers regain confidence in offering coverage across different regions.
Auto Insurance Trends to Know
Auto insurance has been under pressure in recent years, but improvements are starting to take hold. With telematics, insurers are beginning to introduce further discounts for safe driving, vehicle safety features and low mileage.
At Howard Hanna Insurance, we work with our carrier partners to help you take advantage of these cost-saving programs, whether you drive a brand new car or one that’s been with you for years.
Smarter Coverage for Your Home
Even if you’re not in the market for a new home, your existing property may benefit from some of the industry’s latest improvements. Many insurance companies offer premium savings and credits when you make upgrades that reduce risk, like installing storm-resistant roofing, water sensors or smart home security systems.
We’re here to help you explore those opportunities and align your policy with how you live today.
A Name You Know. Protection You Can Trust.
As part of the Howard Hanna family, we understand the importance of protecting your investment, whether it’s your home, car, or both. We serve thousands of Howard Hanna clients who trust our experience, local insight and commitment to service.
We’re proud to offer:
- Access to a wide range of top-rated national and regional carriers
- Competitive options for bundling home and auto coverage
- Annual policy reviews to make sure you’re not overpaying
- Local insurance advisors who understand your community and lifestyle
What You Can Do Today
- Schedule a policy review: Even if your coverage hasn’t changed, your needs might have.
- Ask about available discounts: From good driving habits to smart home tech, savings may be just a conversation away.
- Bundle your policies: Combine home and auto coverage for added convenience and value.
Whether you’re a longtime homeowner, a recent buyer, or just looking for better auto coverage, we’re here to help. It’s all part of our commitment to providing trusted protection—and peace of mind—at every stage of homeownership and life.
